San Francisco vs Seattle: ADU Rules Compared

Side-by-side comparison of ADU zoning rules, costs, and rental potential. Updated 2026.

9/10San Francisco Score
vs 
9/10Seattle Score

Zoning & Size Limits

RequirementSan Francisco, CASeattle, WA
Allowed ZonesRH-1, RH-2, RH-3, RM, RTO zones and most residential districAll residential zones
Max Size (Detached)1,200 sq ft (state minimum; local program caps at 850-1,000 sq ft)1,200 sq ft
Max Size (Attached)1,000 sq ft or 50% of primary dwelling1,000 sq ft
Max Height25 ft for detached ADUs40 feet
Parking RequiredNo parking requiredOptional
Owner OccupancyNot requiredNot required

Setback Requirements

SetbackSan Francisco, CASeattle, WA
Rear Setback4 ft minimum5 feet
Side Setback4 ft minimum0 feet (easement)
Front SetbackMust meet zone's front setback requirement0 feet (alley lot)

Permits & Timeline

DetailSan Francisco, CASeattle, WA
Permit Timeline60-day review period (state-mandated)30-45 days
Permit Fees$5,000-$20,000 depending on scope$1,800-$2,800
Impact FeesWaived for units under 750 sq ftMinimal
Pre-Approved PlansYes — SF has pre-approved ADU plan setsExtensive library available

Construction Costs

CostSan Francisco, CASeattle, WA
Avg Build Cost$200,000-$450,000$160,000-$320,000
Cost Per Sq Ft$300-$500$130-$270
Garage Conversion$120,000-$250,000$75,000-$170,000
Prefab ADU$150,000-$350,000$110,000-$260,000

Rental Income Potential

RentalSan Francisco, CASeattle, WA
1BR Avg Rent$2,200-$3,200/mo$1,600-$2,100/mo
2BR Avg Rent$2,800-$4,000/mo$2,000-$2,800/mo
Short-Term RentalsHeavily regulated; 90-day annual cap for unhostedRestricted (30 days minimum)
Est. ROI5-8% annual return6-8% annual return

Which City Is Better for ADUs?

San Francisco scores 9/10 while Seattle scores 9/10 on our ADU-friendliness index. Both cities offer viable ADU development opportunities — the best choice depends on your specific property, budget, and goals.

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